Planning to finance higher education people prepare for their financial future because it teaches them about ce funds management and loans their educational options the real world. investing in their future.

answer; (c) penalty

definitely a

since the options are not listed, when you are working on your budget you should also add water, tv, internet, miscellaneous and your 'fun' money for in your budget. when budgeting, you need to allow for fun money, and mis/accidental money so that you stick to the budget and not go crazy because you feel strapped to the budget.