You have two employees who report directly to you. one is making $36,000/year and the second is making $24,000/year. you feel the second employee has done outstanding work, and you want to give her a $3,000/year raise. the company has limited you to a total increase in payroll of 5% for next year. how much of a raise can you afford to give to the first employee if you give the second employee a $3,000/year raise

Pam is a low-risk careful driver and fran is a high-risk aggressive driver. to reveal their driver types, an auto-insurance company a. refuses to insure high-risk drivers b. charges a higher premium to owners of newer cars than to owners of older cars c. offers policies that enable drivers to reveal their private information d. uses a pooling equilibrium e. requires drivers to categorize themselves as high-risk or low-risk on the application form