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Business, 29.06.2019 08:10, Jgrant2343

Some health insurance companies still consider the practice of be an experimental treatment and will not cover it. physiotherapy neurology neurotheraphy

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Health, 29.06.2019 18:30, needhelp243435

*psychology* what is a disadvantage of having insurance pay for mental health treatment? a-people would rather pay the full cost themselves than fill out paperwork. b-insurance shames a person into thinking they shouldn't get very much treatment. c-insurance doesn't always pay for the needed amount of time in treatment. d-insurance offers no disadvantages; it's only what the media wants you to think.

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Health, 03.07.2019 22:50, BriP5022

When joe didn't have health insurance, he acted very cautiously, because he knew he would have to pay for any medical bills he incurred. now that he has health insurance, he engages in more risky activities, such as skydiving and snowboarding, because he knows that if he gets hurt, his health insurance will cover it?

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Business, 10.10.2019 02:00, lex4395

Emma thomson runs a small-scale manufacturing firm with 20 employees. she is faced with an increased premium demand from a private health insurer after two employees filed injury claims in the previous year. she turns around and tells her assistant manager that "health insurance is a scam. if these companies have to cover their profits in every portfolio, then why call it insurance? " her assistant manager claims that this is not the case, and points to the fact that the two employees who benefited from the insurance would have found themselves in a difficult position had it not been for the insurance. emma says, "precisely my point. and we have to pay increased premiums to cover that. if premiums that we have to pay go up because of claims, essentially we are funding it ourselves. then what is the point in calling this insurance? " what of the following best summarizes emma's point of view? a. the entire financial services industry, which includes insurance companies, is a fraud. b. insurance companies are intermediaries that reallocate assets and earn a margin. c. government-provided insurance is the best option available to small businesses. d. small businesses should not opt for insurance coverage. e. no one benefits from health care support provided by third party insurance payers

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History, 17.10.2019 11:30, iamsecond235p318rq

Before the affordable care act (obamacare), health insurance companies would refuse to sell insurance policies to americans who had a pre-existing condition such as heart disease or diabetes. they refused because such customers would end up costing more in paid-out healthcare benefits than the amounts they would pay in insurance premiums (premiums are the cost customers pay to maintain their insurance). remember that many health insurance companies need to make a profit, and as such are careful about the amount of money coming in in the form of premiums. obamacare banned insurance companies from denying coverage based on pre-existing conditions. the problem with this part of the law is that more sickly people would now be more likely to sign up for health insurance, while healthy people may only pay for insurance once they get sick. this would create a health insurance pool of patients that would tend to be sick and would potentially drive insurance companies out of business. as a way to increase the amount of healthy people in the insurance pool, obamacare also required that all people must buy health insurance or face a fine. the goal here was to have a mix of healthy and sick people buying insurance. this would allow healthy people to pay for the costs of people who got sick. what arguments could be made for or against forcing people to buy health insurance?

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