3. find the loan-to-value ratio for a home appraised at $583,620.00 that the buyer will purchase for $585,000.00. the buyer plans to make a down payment of $175,000.00.

4. find julia's debt-to-income ratio if her fixed monthly expenses are $1,836.00 and her gross monthly income is $4,934.00.

Cis te correct i think i c idk but i think it is c

Pay attention in class and maybe you would know

The advantage of administering personality tests on employees is that it will allow the employer to know the mindset and personality of the employee. this will allow the employer to at least have an idea as to how the employee works and how his attitude in the workplace. the disadvantage is that it may make the employee a little anxious as to whether he would meet the personality requirements of the employer and whether he would be able to retain the job or not.