Business

Business, 18.10.2019 17:30, clarkster112679

If you have two insurance policies on the same property, the clause explains how the two insurance companies will share the loss. a. companies' insurable interest. b. principle of subrogation. c. principle of indemnity. d. coinsurance clause. e. other insurance clause.

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Some workers' compensation insurance companies offer a 5% discount for a written policy that promises which of the following? no firing policies no drugs in the workplace full medical insurance life insurance policies

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Business, 28.07.2019 04:34, rconyers00

Nathanial drummond has three different insurance policies. he has been injured in an accident and has incurred $30,000 in medical bills. there is a clause in all of his insurance contracts the makes sure that he receives no more than $30,000 in payments from his insurance companies. this clause is called: a. deductible. b. coinsurance. c. coordination of benefits. d. major medical expense insurance. its not c

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History, 17.09.2019 00:00, lalop3412

As early as the 1800s, some americans carried "health insurance" through employers, fraternal orders, guilds, trade unions, or commercial insurance companies. however, unlike the health insurance of today, these insurance policies only provided for:

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History, 17.10.2019 11:30, iamsecond235p318rq

Before the affordable care act (obamacare), health insurance companies would refuse to sell insurance policies to americans who had a pre-existing condition such as heart disease or diabetes. they refused because such customers would end up costing more in paid-out healthcare benefits than the amounts they would pay in insurance premiums (premiums are the cost customers pay to maintain their insurance). remember that many health insurance companies need to make a profit, and as such are careful about the amount of money coming in in the form of premiums. obamacare banned insurance companies from denying coverage based on pre-existing conditions. the problem with this part of the law is that more sickly people would now be more likely to sign up for health insurance, while healthy people may only pay for insurance once they get sick. this would create a health insurance pool of patients that would tend to be sick and would potentially drive insurance companies out of business. as a way to increase the amount of healthy people in the insurance pool, obamacare also required that all people must buy health insurance or face a fine. the goal here was to have a mix of healthy and sick people buying insurance. this would allow healthy people to pay for the costs of people who got sick. what arguments could be made for or against forcing people to buy health insurance?

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