Property that is used freely by its owner for residential and recreational use is called a estate.
a. freehold
b. conveyance
c. joint
d. cooperative

I believe the answer would be...A. Freehold

Explanation:

Using a certain system leared a few years ago, Freehold makes the most sense after canceling out other answers that dont seem to make sense and using context clues. Pleawe, let me know if it was right. I don't study thisso tbh, im guessing...

consumer credit. an advantage is that it allows consumers to afford expensive goods and services now, increasing their standard of living. however, a disadvantage is that it creates a trap for debt, if people do not have self control, they may see themselves filing personal bankruptcy.