People who become members of interest groups for solitary incentives are joining for a sense of belonging to the group to improve their economic opportunities for ethical beliefs or ideological reasons

People who become members of interest groups for solitary incentives are joining for a sense of belonging to the group.

consumer credit. an advantage is that it allows consumers to afford expensive goods and services now, increasing their standard of living. however, a disadvantage is that it creates a trap for debt, if people do not have self control, they may see themselves filing personal bankruptcy.