According to the u. s. census bureau, 85% of americans have health insurance. which generalization might best account for why approximately 15% of the population is without health insurance? a) lower-income families may be unable to afford private health insurance. b) older americans usualy decide they do not need or want health insurance. c) high-income families use most of the funds reserved for public health insurance programs. d) a greater percentage of the population in the northeast are less likely to need insurance.

I think the most appropriate answer would be A.

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Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan