All of the assets you own are referred to as your:
a. savings
b. indices
c. brokerage account
d. investment portfolio
prior to investing, you should
a. do no planning.
b. create a financial statement.
c. get an advisor.
d. create a negative net worth.
it is recommended that you create a budget for each:
a. month
b. day
c. week
d. year
financial institutions came under greater federal regulation because of
a. world war ii.
b. the federal reserve act.
c. the great depression.
d. the securities exchange act.
the purchase of one cup of coffee a day
a. is worth the cost.
b. is not financially significant.
c. takes money away from potential savings.
d. is a good financial investment.
real estate is a good investment.
a. short-term
b. long-term
c. no risk
d. debt-free
most people achieve financial security through
a. saving and investing.
b. inheritance.
c. a successful business that they own.
d. working at a job or series of jobs.
investments in securities or mutual funds are not as secure as saving accounts because
a. they are higher risk.
b. you could lose the money you've invested.
c. savings accounts are insured by the fdic.
d. you can't purchase them from banks.
an example of a short-term financial goal is
a. starting a business.
b. the education of one's children.
c. saving for retirement.
d. a car purchase.
a method of saving that allows easy access to the money at low risk in case of emergency is
a. a 401(k) account.
b. home equity.
c. a savings account.
d. stock purchases.

The beach dude (bd) employs a legion of current and former surfers as salespeople who push its surfing-oriented products to various customers (usually retail outlets). this case describes bd's sales and collection process. each bd salesperson works with a specific group of customers throughout the year. in fact, they often surf with their customers to try out the latest surf gear. the bd salespeople act laid-back, but they work hard for their sales. each sale often involves hours of surfing with their customers while the customers sample all the latest surf wear. because bd makes the best surfing products, the customers look forward to the visits from the bd salespeople. and they often buy a lot of gear. each sale is identified by a unique invoice number and usually involves many different products. customers pay for each sale in full within 30 days, but they can combine payments for multiple sales. bd manages its clothing inventory by item (e. g., xl bd surfer logo t-shirts), identified by product number, but it also classifies the items by clothing line (the lines are differentiated by price points as well as the intended use of the clothing, e. g., surfing products, casual wear, . draw a uml class diagram that describes the beach dudes sales and collection process. b. using microsoft access, implement a relational database from your uml class diagram. identify at least three fields per table. c. describe how you would use the relational database to determine the beach dude’s accounts receivable.

Identify the three components of a family's culture and provide one example from your own experience

Over the past year, three of the star salesmen at family resorts international's corporate office have been lured away to competitors. on top of that, karina, the general manager of the sales department, has noticed that most employees come in, do their jobs, and leave. family resorts offers a good salary, benefits, and tuition reimbursement, as well as a number of development and training programs. most employees seem contented enough, but karina would like to do something to increase the level of engagement among her staff. what do you think karina should do?