You are not required to wear a helmet while operating a motorcycle if you can show proof that you are covered by an insurance policy that provides at least in medical benefits

at least $10,000 in medical benefits

Explanation:

The helmet is equipment for drivers and passengers of motorcycles and the like that, when used correctly, minimizes the effects caused by impact on the user's head in the event of an accident. Those who do not wear the helmet, in addition to putting their lives at risk, commits a very serious infraction and can be fined, because wearing the helmet is not only mandatory for people who have an insurance policy that provides at least $ 10,000 in medical benefits.

multiple allele inheritance is traits controlled by more than 2 alleles (ex: pigeons having 3 alleles of one gene govern their feather color).   so the answer is a.