Why is water called the universal solvent?

because it dissolves almost every solute

Water is reffered to as the universal solvent because it reacts with very little relatively, and primarily because almost everything is capable of dissolving in or being diluted by water.

Explanation:

affects the water bodies: excessive use of fertilizers causes eutrophication. the fertilizers which are used on plants affect the quality of land on which it is used, further causing erosion of soil. the fertilizers used on plants contain harmful chemical fumes which affect the environment.