Tadpoles lose their tails as part of their life cycle. At a certain
stage in development, the
human fetus acquires individual
fingers and toes. What occurs
in some cells of both species
to explain these changes?

Apoptosis (programed cell death)

Explanation:

Apoptosis is a type of controlled cell death. It happens throughout development when cells have to be removed. It also gets rid of diseased cells, such as those that are potentially cancerous, or those infected with a pathogen, for example.

you are certainly talking about this picture:

a: is the label of the white square, it is showing the  replication fork, formed by helicase (d) ==> so it is the site of dna separation and replication 

b: is a new dna brand that is following directly the replication fork, so it is continuous ==> built continuously from 5' to 3

c: dna polymerase cannot replicate dna on its own, it needs the of their proteins, and one of them plays the role of a clamp which fixes  the dna with the dna template and increases  the processivity of the enzyme. ==>   stops polymerase from falling off the  template.

d: is the enzyme responsible for forming the replication fork (helicase) ==> unwinds and separates dna into two strands

e: is the delayed strand, it is built  in the opposite sense of the helicase, so dna will be built in fragments ==> built  fragments from 5' to 3 joins

and finally f: is the enzyme that builds  the new dna strand (dna polymerase) ==>   adds nucleotides to make a new dna helix.

credit: gradman555p98x9p

read more on -