What are welfare payment or consumer subsidies

Welfare payment or consumer subsidies those are the provisions of the government for the welfare of the people. This is designed equivalent in purchasing goods and providing a space for services. That people will have their means to sustain their daily living. Consumer subsidies can take the direct (cash grants and interest free-loans) and indirect (tax free, rent rebates, low-interest loan and insurance) form. 

The answer is option a