With a traditional savings account, you could be charged a fee if:

With a traditional saving account, you could be charged a fee if YOU WITHDRAW MONEY TOO OFTEN.
Each bank has the maximum number of times you can withdraw money from your saving account without been charged. When this maximum number of time has been exceeded money will be charged for every withdrawal made in excess. Most banks have an average of maximum six withdrawals in a month, within this limit, no fee will be charged.

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