Which of the following has had an effect on the sex ratio of various countries? a. limiting access to birth control b. a one-child policy enforced by the government c. the green revolution d. tax deductions for having multiple children e. expanding access to birth control

Physical needs include: a. the need for sleep b. the need to feel safe c. the need to feel secure d. all of the above

17. a graduated standard used to evaluate student achievement is called a: a. rubric b. norm-referenced test c. criterion-referenced test d. multiple-choice question e. guessing penalty

Which of the following is a reason to approach smaller banks for a business loan? question options: their criteria for approving a loan are much less stringent than those for larger banks. they emphasize personal relationships and may give more weight to personal attributes. they have lower fees. they grant larger loans.