1 of 10 Which statement best describes how federal student loans are different
than private student loans?
Federal loans require a cosigner and some type of collateral.
Federal loans look at your credit history carefully and have variable interest
rates
Federal loans always have a fixed interest rate and you qualify regardless of
your credit score.
O Federal loans are administered by the institute of higher education, which is
why their rates are better.

Which of the following situations would most likely occur if a human-induced event caused the ocean water to become the same temperature around the world? deep ocean current circulation would increase salt distribution around the world's oceans. surface ocean current circulation would distribute heat around land masses at a faster rate. new, fresher water would float on top of dense salt water and limit thermohaline circulation. some land masses in the northern hemisphere would start to warm up over time, melting snow and ice. runoff of surface freshwaters and rainfall would no longer have an effect on the salinity of ocean waters.