In one online store, 8% of the orders are placed by new customers. Let N be the number of orders placed in a day to reach the store's first new customer. Assume each order's customer status is independent. Find the probability that the first new customer places the 5th order of the day.
P(N=5)=___

Which of the following actions best exemplifies the philosophy of welfare capitalism? a. a labor union requires its members to pay into an insurance fund to support members who are hurt or fired. b. a bank provides low-interest loans to working parents who are struggling to escape poverty. c. a politician courts votes in poor communities by guaranteeing government-provided retirement benefits. d. a factory owner offers his employees paid vacations as an incentive to keep them from unionizing. edit: answer is d.