Julian and morgan obtain a 30-year 4/1 arm at 3.9% with a 3/13 cap structure in the amount of $182,345.? what is the remaining balance on the mortgage after the first four years? $141,062.12 $168,476.64 $172,148.77 $173,946.01

Which of these is the most likely way long-term economic growth takes place? a) increases in interest rates b) increases in overall price level c) increases in labor productivity growth d) increases in labor force participation rate

98 points! include an answer and in advance!

Describe one of your personality traits that you believe to be highly heritable and another trait that seems to be much less so. provide reasons for your answer, and explain why you would expect genetics to exert a greater impact on some personality traits than on others. 10. discuss at least 3 cultural/environmental factors that may influence behavior.